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Ohio · checked September 2026

Senior care help in Ohio

How Ohio helps pay for long-term care, who to call when you need help or something's wrong, and how to check a facility before you sign.

The first question

Is there public help paying for assisted living in Ohio?

Yes, for the care. Assisted Living Waiver helps pay for care in assisted living. Rent and meals are usually still paid by the resident, often from Social Security.

Browse assisted living and memory care in Ohio

Paying for senior care in Ohio

Ohio's Medicaid rules for long-term care, and the programs that pay for care outside a nursing home.

Monthly income limit

$2,982

2026

Ohio's Special Income Level is 300% of the SSI individual rate (Ohio Admin. Code 5160:1-6-03.1). SSA lists the 2026 SSI rate as $994, so 3 x $994 = $2,982. People with income above this must set up a Qualified Income Trust (Miller trust) to qualify for long-term care Medicaid.

Asset limit (single person)

$2,000

2026

$2,000 for an individual, $3,000 for a married couple when both apply (Ohio Admin. Code 5160:1-3-05.1). Separate spousal protections apply when only one spouse needs care; ask the Medicaid office for those amounts.

If income is over the limit

Ohio uses a hard income cap. People over it can still qualify by putting the extra income into a Qualified Income Trust (a "Miller trust") each month.

Look-back on gifts and transfers: 60 months.

Apply for Ohio Medicaid

Ohio Department of Medicaid (applications handled by your county Department of Job and Family Services)

Assisted Living Waiver

Can pay in assisted living

Medicaid pays for care services (and memory care) in an Ohio Department of Health licensed residential care facility for people 21+ who need nursing-home-level help. Your parent still pays a set monthly rent for room and board, equal to the SSI federal rate minus $50. Start by calling your local PASSPORT Administrative Agency (usually the Area Agency on Aging) at 1-866-243-5678.

Waitlist: Ask whether there's a waitlist when you call.

PASSPORT

Not for assisted living

Medicaid waiver run by the Ohio Department of Aging for people 65+ (or 60-64 with a disability) who need nursing-home-level care but want to stay at home. Covers personal care, home-delivered meals, adult day care, respite, emergency response and, since October 2024, Structured Family Caregiving. It starts with a phone screening by your local PASSPORT Administrative Agency.

Waitlist: Ask whether there's a waitlist when you call.

Next Generation MyCare Ohio

One managed care plan for Ohioans who have both Medicare and Medicaid, including long-term care at home or in a facility. It expanded statewide in 2026; the 2026 plans are Anthem, CareSource and Molina. Call the Ohio Medicaid Consumer Hotline at 800-324-8680 to enroll or choose a plan.

PACE (all-inclusive care for 55+)

PACE provides all medical and long-term care for people 55+ who need nursing-home-level care but can live in the community. Programs in Ohio:

  • BoldAge PACE, Columbus area
  • Buckeye PACE, Warren area

Who to call in Ohio

Free, and on your side. Start with the aging office if you don't know where to begin.

Ohio Department of Aging

Start here

The state's aging office and its local agencies explain your options, screen for programs and help with applications.

Find your local Area Agency on Aging

Ohio Long-Term Care Ombudsman Program

A free, independent advocate for residents of nursing homes and assisted living. Call about any problem with care, rights, billing or a discharge.

Report abuse, neglect or exploitation

Adult protective services

You don't need proof to report. If someone is in immediate danger, call 911.

Ohio Senior Health Insurance Information Program (OSHIIP)

Unbiased Medicare help from counselors who don't sell anything: plans, bills, appeals, and programs that lower costs.

Senior Medicare Patrol

Help spotting and reporting Medicare fraud, billing errors and scams.

How to check a Ohio assisted living or nursing home

In Ohio, assisted living is licensed as: Residential Care Facility (assisted living). Read inspection reports before you sign anything.

Ohio Department of Health

Confirm a community's license here, and ask the agency how to see its inspection reports.

Nursing homes

Medicare rates every nursing home on staffing, inspections and quality, with full inspection reports.

Ohio veterans homes and benefits

State veterans homes are often far cheaper than private care for eligible veterans and, in many states, their spouses.

Ohio Department of Veterans Services

Ohio Veterans Home, Sandusky

Sandusky

skilled nursing, memory care, domiciliary

Ohio Veterans Home, Georgetown

Georgetown

skilled nursing, memory care

VA Aid and Attendance and other federal veterans benefits

Ohio help for caregivers and people with dementia

Can a family member be paid to provide care? Yes, in some programs.

PASSPORT added Structured Family Caregiving in October 2024, which can pay a family caregiver who lives with and cares for a PASSPORT member. Ask the PASSPORT Administrative Agency about it.

National Family Caregiver Support Program (through Area Agencies on Aging)

Your local Area Agency on Aging offers a free assessment, caregiver training and support groups, respite care, adult day and medical alert services, meals and home modifications.

Dementia Caregiving resources (Ohio Department of Aging)

State page for families caring for someone with dementia, pointing to Area Agency on Aging caregiver support and home and community services.

More help in Ohio

Golden Buckeye Card

Free discount card from the Ohio Department of Aging for older adults and people with disabilities, good for savings at participating Ohio businesses.

Long-Term Care Quality Navigator (Long-Term Care Consumer Guide)

State dashboard to compare Ohio nursing homes and assisted living facilities, with CMS ratings and deficiencies for nursing homes plus resident and family satisfaction scores.

Ohio senior care questions

Does Ohio Medicaid pay for assisted living?

Yes, for the care part. In Ohio, Assisted Living Waiver can pay for care in assisted living. Rent and meals are generally paid by the resident.

What is the Medicaid asset limit in Ohio?

$2,000 for a single person (2026). $2,000 for an individual, $3,000 for a married couple when both apply (Ohio Admin. Code 5160:1-3-05.1). Separate spousal protections apply when only one spouse needs care; ask the Medicaid office for those amounts.

Who do I call with a complaint about an assisted living or nursing home in Ohio?

The Ohio Long-Term Care Ombudsman Program: 1-800-282-1206. It's free and independent.

National help that works in Ohio too

Senior living in Ohio cities

Senior care guides for other states

Researched from 34 sources, official pages first. Last checked .