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Connecticut · checked September 2026
How Connecticut helps pay for long-term care, who to call when you need help or something's wrong, and how to check a facility before you sign.
The first question
Yes, for the care. Connecticut Home Care Program for Elders (CHCPE), Medicaid waiver level and Connecticut Home Care Program for Elders (CHCPE), state-funded level and Private Pay Assisted Living Program (CHCPE) and Assisted Living Demonstration Project help pay for care in assisted living. Rent and meals are usually still paid by the resident, often from Social Security. There can be a waitlist, so ask to be screened early, before savings run out.
Connecticut's Medicaid rules for long-term care, and the programs that pay for care outside a nursing home.
$2,982
2026
Connecticut DSS lists $2,982/month for a single person under HUSKY C Long-Term Services and Supports. This is the limit for home and community care waivers such as CHCPE (some CHCPE materials still show the 2025 figure of $2,901). For nursing home care, Connecticut does not use a hard income cap: income generally just has to be less than the cost of the nursing home, and the person keeps a $75/month personal needs allowance. Confirm the nursing home rule with the state Medicaid office before relying on it.
$1,600
2026
$1,600 for a single applicant. For a married couple where one spouse needs care, the at-home spouse keeps a Community Spouse Protected Amount set by a spousal assessment.
Connecticut doesn't use a hard cap. People over the limit can qualify by paying most of their income toward their care (a spend-down).
Look-back on gifts and transfers: 60 months.
Apply for HUSKY C (Medicaid for people 65+, blind or disabled)
Connecticut Department of Social Services (DSS)
For people 65+ who would otherwise need a nursing home. Medicaid pays for home care (aides, adult day, meals, care management) and for assisted living services in participating managed residential communities. The person still pays rent and meals. 2026 limits: income up to $2,982/month and assets up to $1,600 for one person.
Waitlist: Ask whether there's a waitlist when you call.
A state-funded version of CHCPE for people 65+ whose savings are too high for Medicaid. There is no income limit, and the person pays a share of the cost of services. Confirm the current asset limit and cost share with DSS.
For people 65+ already living in a private assisted living community who have run out of savings. It pays for the assisted living care services so they can stay, but not rent or meals. Apply with form W-1LTC.
Waitlist: Yes. Limited to 125 slots with a waitlist. When a slot is offered you must respond within 15 days or be removed from the list.
A state project for low and moderate income people 65+ enrolled in CHCPE. It offers an apartment in one of four assisted living buildings with rental help plus personal care, housekeeping, laundry and meals. The buildings are Herbert T. Clark House (Hartford), The Retreat (Glastonbury), Ridge at Middletown and Smithfield Gardens (Seymour); ask DSS how to reach them.
Waitlist: Only four buildings take part, so openings are limited.
A Medicaid benefit that lets people living at home hire and direct their own personal care attendant. Apply online or call 2-1-1 and choose option 3 (8:30 AM to 5:00 PM, Monday to Friday).
Waitlist: The Governor has proposed ending CFC effective April 1, 2027 and moving participants to waivers, with the option to keep self-directed services.
Free, and on your side. Start with the aging office if you don't know where to begin.
The state's aging office and its local agencies explain your options, screen for programs and help with applications.
A free, independent advocate for residents of nursing homes and assisted living. Call about any problem with care, rights, billing or a discharge.
You don't need proof to report. If someone is in immediate danger, call 911.
Business hours (8:00am to 4:30pm Monday to Friday); after hours, weekends and holidays call 2-1-1 (or 1-800-203-1234 from outside Connecticut)
Unbiased Medicare help from counselors who don't sell anything: plans, bills, appeals, and programs that lower costs.
Help spotting and reporting Medicare fraud, billing errors and scams.
In Connecticut, assisted living is licensed as: Managed Residential Community (MRC) with a licensed Assisted Living Services Agency (ALSA). Read inspection reports before you sign anything.
Confirm a community's license here, and ask the agency how to see its inspection reports.
File a complaint
Medicare rates every nursing home on staffing, inspections and quality, with full inspection reports.
State veterans homes are often far cheaper than private care for eligible veterans and, in many states, their spouses.
Connecticut Department of Veterans Affairs
Free legal help for older adults on issues like benefits, housing, powers of attorney and elder abuse.
Can a family member be paid to provide care? Yes, in some programs.
The state says the Home Care Program for Elders may allow a family member or loved one to be paid as a home caregiver, though DSS notes family members are generally not allowed as personal care attendants except in rare cases. Self-directed attendant care is also available through Community First Choice, which the state has proposed to end in April 2027.
Counseling, support groups, minor home changes and short breaks for family caregivers. Call to reach your local Area Agency on Aging.
Helps families caring for someone with Alzheimer's or a related dementia pay for a break, up to $7,500 a year depending on funding and need. You can use a home care agency or hire someone you trust.
State program for families caring for someone with Alzheimer's or a related dementia. A care manager helps plan care and the program can pay up to $7,500 a year for respite and services.
Yes, for the care part. In Connecticut, Connecticut Home Care Program for Elders (CHCPE), Medicaid waiver level and Private Pay Assisted Living Program (CHCPE) can pay for care in assisted living. Rent and meals are generally paid by the resident. There can be a waitlist.
$1,600 for a single person (2026). $1,600 for a single applicant. For a married couple where one spouse needs care, the at-home spouse keeps a Community Spouse Protected Amount set by a spousal assessment.
The Connecticut Long Term Care Ombudsman Program: 860-424-5200. It's free and independent.
Researched from 39 sources, official pages first. Last checked .