What is the Medicaid asset limit in Michigan?
$9,950 for a single person (2026). SSI-related Medicaid asset limit for a single person, effective January 1, 2026. Home equity limit is $752,000 for 2026. Home and one vehicle generally excluded.
Michigan · checked September 2026
Senior care help in Michigan
How Michigan helps pay for long-term care, who to call when you need help or something's wrong, and how to check a facility before you sign.
The first question
Is there public help paying for assisted living in Michigan?
We couldn't confirm it on an official page.Call your local aging office below and ask; it's the first thing they'll know.
Paying for senior care in Michigan
Michigan's Medicaid rules for long-term care, and the programs that pay for care outside a nursing home.
Monthly income limit
Ask the state Medicaid office
2026
Ask MDHHS how income is counted for nursing home Medicaid and what the current income limit is for the MI Choice waiver.
Asset limit (single person)
$9,950
2026
SSI-related Medicaid asset limit for a single person, effective January 1, 2026. Home equity limit is $752,000 for 2026. Home and one vehicle generally excluded.
If income is over the limit
We couldn't confirm whether this state uses a Miller trust or a spend-down. Ask the Medicaid office or an elder law attorney.
Look-back on gifts and transfers: 60 months.
Apply for Michigan Medicaid
Michigan Department of Health and Human Services (MDHHS)
MI Choice Waiver
MI Choice pays for nursing-home-level care services for people 65+ (or disabled adults) who want to live at home, in an assisted living, a home for the aged, or an adult foster care home. It pays for care, not rent or meals. You apply through the MI Choice waiver agency for your county, which is often your Area Agency on Aging.
Waitlist: Sometimes. MI Choice has a limited number of slots. When a local waiver agency is full, applicants go on a waiting list. People moving out of a nursing home usually get priority.
Home Help Program
Not for assisted livingIf your parent has Medicaid and needs help with at least one daily activity like bathing, dressing or toileting, Home Help pays a caregiver to help at home. Adult children and other relatives can be the paid caregiver. Spouses cannot. Apply through your county MDHHS office.
Waitlist: Home Help is a regular Medicaid benefit, not a capped waiver.
PACE (all-inclusive care for 55+)
PACE provides all medical and long-term care for people 55+ who need nursing-home-level care but can live in the community. Programs in Michigan:
- Ascension Living PACE MI 810-236-7500
- Care Resources 616-913-2006
- Great Lakes PACE 1-844-445-7223
- Huron Valley PACE 734-572-5777
- Life Circles PACE
- PACE Central Michigan 989-953-5814
- PACE North 231-252-2767
- PACE Southeast Michigan 855-445-4554
- PACE Southwest Michigan 269-408-4322
- Senior Care Partners PACE 269-441-9319
- Senior Community Care of Michigan 517-319-0700
- Community PACE at Home 231-652-4618
- Sunrise PACE 810-388-6300
- Thome PACE 517-768-9791
- PACE Northeast Michigan 989-358-4833
Who to call in Michigan
Free, and on your side. Start with the aging office if you don't know where to begin.
MDHHS Bureau of Aging, Community Living, and Supports (ACLS Bureau)
Start hereThe state's aging office and its local agencies explain your options, screen for programs and help with applications.
Michigan Long Term Care Ombudsman Program (MLTCOP)
A free, independent advocate for residents of nursing homes and assisted living. Call about any problem with care, rights, billing or a discharge.
Report abuse, neglect or exploitation
Adult protective servicesYou don't need proof to report. If someone is in immediate danger, call 911.
MI Options (Michigan's SHIP, formerly MMAP)
Unbiased Medicare help from counselors who don't sell anything: plans, bills, appeals, and programs that lower costs.
Senior Medicare Patrol
Help spotting and reporting Medicare fraud, billing errors and scams.
How to check a Michigan assisted living or nursing home
In Michigan, assisted living is licensed as: Home for the Aged (60+, larger settings) or Adult Foster Care home. Michigan does not license 'assisted living' as such.. Read inspection reports before you sign anything.
Michigan Department of Licensing and Regulatory Affairs (LARA), Bureau of Community and Health Systems
Look up any licensed community and read its inspection reports online.
File a complaint
Nursing homes
Medicare rates every nursing home on staffing, inspections and quality, with full inspection reports.
Michigan veterans homes and benefits
State veterans homes are often far cheaper than private care for eligible veterans and, in many states, their spouses.
Michigan Veterans Affairs Agency (MVAA)
Michigan Veteran Homes at Chesterfield Township
Chesterfield Township
skilled nursing, memory care
Free legal help and paperwork in Michigan
Counsel & Advocacy Law Line (Lakeshore Legal Aid)
Free legal help for older adults on issues like benefits, housing, powers of attorney and elder abuse.
Documents and forms
Michigan help for caregivers and people with dementia
Can a family member be paid to provide care? Yes, in some programs.
Yes. Through Medicaid Home Help, an adult child or other relative can be paid to give personal care, but a spouse cannot. MI Choice also has a self-determination option that lets participants hire people they know; ask the waiver agency about limits on spouses and legal guardians.
Caregiver support through your Area Agency on Aging
Each Area Agency on Aging offers caregiver assessments, training, and respite so you can take a break. Example: Detroit Area Agency on Aging offers caregiver respite and education.
MDHHS Dementia information
The state health department's dementia page. Local dementia help and caregiver classes are mostly delivered through Area Agencies on Aging.
More help in Michigan
MI Choice agency finder (by county)
Pick your county to see which MI Choice waiver agencies serve it, with phone numbers. Run by the Michigan Elder Justice Initiative.
Michigan senior care questions
Who do I call with a complaint about an assisted living or nursing home in Michigan?
The Michigan Long Term Care Ombudsman Program (MLTCOP): 1-866-485-9393. It's free and independent.
National help that works in Michigan too
Senior living in Michigan cities
Senior care guides for other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Researched from 42 sources, official pages first. Last checked .