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Independent LivingActive Adult Living

St. Andrews Towers

Panama City, Florida
(850) 785-9575

About St. Andrews Towers

St. Andrews Towers offers independent senior living in Panama City, Florida, where residents enjoy the freedom to live life on their own terms. Our community supports active adults who value privacy, convenience, and the company of neighbors who share their interests.

Community at a glance

Capacity

216 residents

Location

Panama City, FL

Status

Listed in a public registry

Care & services offered

Independent LivingActive Adult Living

Contact & location

24 Harrison Ave, Panama City, Florida 32401

(850) 785-9575

Location

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24 Harrison AvePanama City, FL 32401

12 other communities within 10 miles

Senior living near Panama City

Independent Living: frequently asked questions

How much does independent living cost?+

Independent living averages about $2,800 per month, ranging from roughly $1,500 to $6,000 depending on location and amenities. Affordable HUD-subsidized senior housing is also available for those who qualify.

What's the difference from assisted living?+

Independent living provides no personal or medical care — it's about lifestyle and convenience. Assisted living adds hands-on help with daily activities.

Can I get care if my needs change?+

Many communities are part of a larger campus (a CCRC) where you can move to assisted living or memory care as needs evolve.

Senior living in Panama City Independent Living in Florida Independent Living guide Information last updated October 2026