681 Schuyler Ave, Kearny, NJ 07032
Independent LivingActive Adult Living
Affordable senior housingIndependent livingAge 62+ community
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Prices not published
About Spruce Terrace
Spruce Terrace offers independent senior living for those who want to live life on their own terms in Kearny, New Jersey. Our community supports active adults who value freedom, companionship, and the comfort of knowing support is nearby when needed.
Community at a glance
Capacity
75 residents
Location
Kearny, NJ
Status
Listed in a public registry
Care & services offered
Independent LivingActive Adult Living
Contact & location
Location
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21 Spruce StKearny, NJ 07032
12 other communities within 10 miles
Senior living near Kearny
Alaris Health at Kearny
Medicare-certified206 BERGEN AVE, Kearny, NJ 07032
Skilled Nursing
Medicare & Medicaid certifiedSprinkler systemsResident & family councilSkilled nursing & rehabilitation+1 more
Call for pricing
Prices not published
Alaris Health at Belgrove
Medicare-certified195 BELGROVE DRIVE, Kearny, NJ 07032
Skilled Nursing
Medicare & Medicaid certifiedSprinkler systemsResident & family councilSkilled nursing & rehabilitation+1 more
Call for pricing
Prices not published
Independent Living: frequently asked questions
How much does independent living cost?+
Independent living averages about $2,800 per month, ranging from roughly $1,500 to $6,000 depending on location and amenities. Affordable HUD-subsidized senior housing is also available for those who qualify.
What's the difference from assisted living?+
Independent living provides no personal or medical care — it's about lifestyle and convenience. Assisted living adds hands-on help with daily activities.
Can I get care if my needs change?+
Many communities are part of a larger campus (a CCRC) where you can move to assisted living or memory care as needs evolve.